TERMS & CONDITIONS OF USE

Effective Date: 1 September 2026 | Jurisdiction: Republic of South Africa

1. Acceptance of Terms

By accessing, browsing, or using the website theportfolio.co.za ("the Website") operated by D-Portfolio Investments (Pty) Ltd ("the Company", "The Portfolio", "we", "us", or "our"), Registration Number 2024/004292/07, you agree to be bound by these Terms and Conditions and our associated Privacy Policy, Disclaimer, and Cookie Policy.

If you do not agree with any part of these Terms, you must immediately discontinue your use of the Website.

2. Nature of Services & Non-Reliance

The content provided on this Website is for general information, brand positioning, and commercial qualification purposes only. The Company provides strategic corporate advisory, corporate real estate advisory, capital readiness assessments, and transaction facilitation services.

No Financial Advice: Information published on this Website does not constitute investment advice, legal advice, tax advice, or a recommendation to enter into any financial transaction or acquire securities. Formal advisory engagements or facilitation mandates are established exclusively via signed, separate, written contracts.

3. Intellectual Property Rights

All intellectual property on this Website—including but not limited to brand names, trade names, logos, trademarks, text, graphics, methodologies, frameworks (such as the 7-stage Capital Readiness process and 6-stage CRE framework), design layout, and code—is the property of D-Portfolio Investments (Pty) Ltd or its content licensors and is protected by South African and international intellectual property laws.

You may not reproduce, copy, distribute, republish, download, display, or transmit any material from this Website without prior written consent from the Company.

4. Commercial Submissions & Confidentiality

When you submit business information, capital requirements, real estate specifications, or commercial opportunity details through our forms or email channels, you warrant that:

• You have the requisite legal capacity and corporate mandate to submit such information.
• The information provided is true, accurate, and not misleading.
• Submission of initial information does not create a fiduciary, broker, or agency relationship between you and D-Portfolio Investments (Pty) Ltd until a formal engagement agreement is executed.

5. Limitation of Liability

To the maximum extent permitted by South African law, D-Portfolio Investments (Pty) Ltd, its directors, officers, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

• Your access to, use of, or inability to access or use the Website.
• Any reliance placed on information, materials, or commentary published on the Website.
• Any technical failure, downtime, server interruption, virus, or unauthorized security breach beyond our reasonable control.

6. Counterparty Verification & Compliance

All commercial transactions facilitated through The Portfolio are subject to rigorous Know-Your-Customer (KYC), counterparty verification, sanctions screening, and legal due diligence. The Company reserves the right to decline or terminate discussions where counterparties fail to satisfy compliance standards.

7. Governing Law & Dispute Resolution

These Terms and Conditions are governed by and construed in accordance with the laws of the Republic of South Africa. You agree to submit to the exclusive jurisdiction of the High Court of South Africa in respect of any dispute arising out of or in connection with these Terms or use of the Website.

8. Contact Information

For inquiries regarding these Terms & Conditions, please contact:

D-Portfolio Investments (Pty) Ltd
Registration No.: 2024/004292/07
Eastlands Office Park, Bentel Avenue, Jansen Park, 1459, South Africa
Email: advisory@theportfolio.co.za
Tel: 083 705 5241